2. Steps you can take
Here are some steps you can take to get ready for your move to Universal Credit:
- use an independent benefits calculator to estimate how much you could get on Universal Credit. These are free to use and anonymous. If the amount you are entitled to on your existing benefits is more than you will get on Universal Credit, where eligible, you can receive a top up amount called Transitional Protection
- find out what support you can get to prepare and move to Universal Credit
- check your savings. If you are currently claiming Tax Credits and have over £16,000 in money, savings, or investments you can still be eligible for Universal Credit for one year after you move across, but it’s important to wait for your Migration Notice letter before you switchover and follow the instructions in the letter closely
- See how any outstanding money you may owe could be recovered by Universal Credit – this may include tax credit overpayments. If you’re unsure whether you have tax credit overpayments, or how much they might be, you can check with HMRC. You can also get free debt advice if you need it
